Banking and Finance Law

Strategic Legal Advice for a Complex Financial Landscape

At IR Legal, we provide comprehensive and commercially focused banking and finance legal services to businesses, investors, lenders, and borrowers operating across Australia, New Zealand, Hong Kong, and Mainland China. Our team delivers clear, practical and strategic guidance across the full spectrum of financial transactions and regulatory requirements.

Whether you are entering a new financial arrangement, managing risk, negotiating lending terms, or navigating multi-jurisdictional finance structures, we offer the expertise needed to protect your interests and support your commercial objectives.

Corporate & Commercial Finance

• Loan agreements and term sheets
• Corporate lending and borrowing
• Asset-based lending
• Working capital and trade finance arrangements

Regulatory Compliance & Risk Management

• Compliance with financial services laws and regulations
• Anti-money laundering (AML/CTF) obligations
• Financial licensing and disclosures
• Cross-border regulatory requirements

Secured & Unsecured Lending

• Security documentation
• Personal property securities (PPSA / PPSR)
• Guarantees and indemnities
• Registration and enforcement of securities

Project & Acquisition Finance

• Funding for corporate acquisitions
• Infrastructure and development finance
• Investment structures
• Syndicated lending

Real Estate & Property Finance

• Residential and commercial property financing
• Property development funding
• Mortgage documentation and review
• Refinancing arrangements

Disputes & Enforcement

• Recovery actions and enforcement of securities
• Default management and restructuring
• Negotiation with lenders and financiers
• Litigation and dispute resolution

Cross-Border Banking & Finance Expertise

With international capability spanning Australia, New Zealand, Hong Kong and Mainland China, IR Legal is uniquely positioned to advise on:

• Multi-jurisdictional finance structures
• Overseas investment and regulatory compliance
• Cross-border lending and security enforcement
• Banking and finance documentation involving different legal systems

Our diverse experience allows us to support clients with complex international transactions while ensuring all legal, regulatory, and commercial risks are properly managed.

Our Banking & Finance Expertise

We advise on a wide range of domestic and cross-border banking and finance matters, including:

Why Choose IR Legal?

Commercially minded, outcome-focused advice
Strong understanding of financial markets and regulatory frameworks
Capability to manage complex, multi-jurisdictional transactions
Clear, practical guidance that aligns with your business goals
Responsive support and personalised service

We work closely with corporate clients, financial institutions, investors, SMEs, and individuals to deliver tailored solutions that protect your interests and facilitate successful financial outcomes.

Speak With Our Banking & Finance Lawyers Today

Whether you are negotiating finance arrangements, seeking advice on regulatory obligations, or dealing with a financial dispute, IR Legal is here to assist.